Welcome to Hoxton Wealth, the new home of Hoxton Capital

Life Insurance For Expats

A way to help protect your family’s finances, such as mortgage repayments, if you die or become critically ill while living outside the UK.

Financial PlanningLife Insurance For Expats

What types of Life Insurance are available to expats?

In the past, with a few exceptions, British expats could expect to find life cover for a maximum term of 10 years and premiums would typically be higher than those paid by someone living in the UK. So if you wanted cover for a longer term you would need to reapply after 10 years, and if accepted you could be charged an increased monthly cost for the new policy. But now things have changed!

It is now possible for many British expats to apply for:

  • Life Cover for mortgages in the UK.
  • Level Life Cover for up to 40 years or more
  • Decreasing Life Cover for up to 40 years or more.
  • Whole of Life Cover.

In the majority of cases, we succeed in finding people the life cover they need, at a price they can afford.

If the country you’re living in is considered relatively safe, there’s a good chance that the rates we can get for you will be comparable to what you’d pay if you lived in the UK.

  • Get a Quote

    If you already have a clear idea of what cover you need, then request a quote here and we’ll source the best coverage option available to you.

    It’s important that you fully and honestly answer each question that is applicable to you.

Learning Resources

How Can We Help You?

If you would like to speak to one of our advisers, please get in touch today.

“The company was recommended to me, i first called the company and received a call back later the same day, from start to completing the pension transfer i had numerous video link calls with them and they really made the whole process easy and very understandable, nothing was an issue and the whole team where very knowledgeable and experienced, nothing was a problem for them, truly recommend there services, great work from all there team.”

P Wood

22, April

“Since December 2024 I have been working with Hoxton’s, primarily with Ellie Gracie on 3 investment vehicles. I opted out of the first as I considered it too risky, the second one has been set up in March and we are currently trying to close on another in the next few days. Ellie has been great. She is always ready to listen to my concerns and is prompt with her email responses. I would say that we work well as a team and I certainly listen to her advice. Long may it continue!!”

R Permanand

21, April

“good product knowledge, easy to contact.”

M Shaw

21, April

“Our advisor, Avi Shah is patient, knowledgeable and personable. He took time to get to know us and didn’t rush us into an agreement . He is proactive and available to chat when needed and has provided us excellent advice in our assets.”

C Field

25, March

Speak to an insurance adviser

To discuss your options today, or simply request a quote, get in touch with us today.