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Life Insurance For Expats

A way to help protect your family’s finances, such as mortgage repayments, if you die or become critically ill while living outside the UK.

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Financial Planning • Life Insurance For Expats

What types of Life Insurance are available to expats?

In the past, with a few exceptions, British expats could expect to find life cover for a maximum term of 10 years and premiums would typically be higher than those paid by someone living in the UK. So if you wanted cover for a longer term you would need to reapply after 10 years, and if accepted you could be charged an increased monthly cost for the new policy. But now things have changed!

It is now possible for many British expats to apply for:

  • Life Cover for mortgages in the UK.
  • Level Life Cover for up to 40 years or more
  • Decreasing Life Cover for up to 40 years or more.
  • Whole of Life Cover.

In the majority of cases, we succeed in finding people the life cover they need, at a price they can afford.

If the country you’re living in is considered relatively safe, there’s a good chance that the rates we can get for you will be comparable to what you’d pay if you lived in the UK.

  • Get a Quote

    If you already have a clear idea of what cover you need, then request a quote here and we’ll source the best coverage option available to you.

    It’s important that you fully and honestly answer each question that is applicable to you.

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How Can We Help You?

If you would like to speak to one of our advisers, please get in touch today.

“Lewis Paterson has been our financial advisor for some time now, and I can confidently say his service is outstanding. He brings a high level of professionalism, deep financial expertise, and a genuine commitment to helping his clients feel informed and supported.”

A Winter

09, June

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J Lightfoot

06, June

“Since late 2023, I have ve had the pleasure of working with James as my financial advisor, and I couldn’t be more satisfied with the experience. Specific attributes include his excellent communication style—he takes the time to listen, understand my goals, and explain financial strategies in a way that’s both clear and reassuring. ”

S Cleghorn

03, June

“Even when my adviser James Trewren took some short maternity leave to support his wife with their first baby, he made sure that if needed, I could still contact him and Fherlyn to take care and advise me.”

D Newton

01, June

Speak to an insurance adviser

To discuss your options today, or simply request a quote, get in touch with us today.