Reimagine Retirement Planning with Hoxton Wealth

Retirement planning with Hoxton Wealth combines expert guidance with innovative solutions like the Hoxton Wealth App to keep you on track toward your goals. Our advisers work with you to create a strategy tailored to your needs, helping you check progress, adjust to life changes, and make informed decisions. By exploring how financial choices, such as new investments, increased savings, or significant expenses affect your future, we empower you to make proactive adjustments that ensure long-term security and financial independence.

Why Choose Hoxton Wealth for Retirement Planning?

At Hoxton Wealth, we understand that every client’s journey is unique, which is why we offer personalised advice, innovative tools, and international ability to create retirement strategies that work for you. Whether it’s building sustainable income, managing pensions across borders, or tracking your financial progress in real-time, we are here to help you achieve a secure and fulfilling retirement.

Personalised Retirement Strategies
Your retirement is unique, and so is our approach. Our advisers work closely with you to understand your lifestyle goals, financial situation, and risk appetite, crafting a retirement plan that’s perfectly aligned with your aspirations.
Innovative Technology
The Hoxton Wealth App enables real-time tracking and management of your retirement plan. With tools like WealthFlow, you can track your financial progress, check cash flow, and stay informed about your retirement goals.
Cross-Border Expertise
As specialists in cross-border retirement planning, we offer expert guidance for managing pensions and retirement accounts across borders. From UK SIPPs and US 401(k)s to Australian Superannuation, we offer seamless and tax-efficient solutions tailored to your unique needs.
Sustainable Income Solutions
Retirement planning goes beyond simply building savings, it’s about making your wealth last. We design strategies to create sustainable income streams throughout your retirement, balancing growth and preservation to meet your needs. Learn more about retirement income planning here.
Trusted Guidance
Our expert advisers bring years of experience in international retirement planning, offering informed guidance tailored to the latest regulations and market trends. You can trust our team to support you in achieving the retirement lifestyle you envision.

Our Philosophy

Retirement Planning

At Hoxton Wealth, we combine personalised advice with innovative technology to deliver exceptional guidance to all our clients.

Personalised Evaluation

We take the time to thoroughly understand your current financial position, retirement goals, and future aspirations. This in-depth evaluation allows us to craft a retirement plan that’s fully aligned with your needs and priorities.

Dynamic Adjustment

Life and financial markets evolve, and so should your retirement plan. Our advisers regularly review your strategy, making prompt updates to keep you on track toward achieving your goals.

Sustainable Growth

We focus on strategies that balance growth and preservation, ensuring your retirement savings can sustain your lifestyle and provide peace of mind for years to come. Learn more about the retirement savings strategies we offer here.

Guides

Retirement Planning Guides

Our Retirement Solutions

At Hoxton Wealth, we offer a comprehensive suite of retirement solutions tailored to meet the diverse needs of our clients. We provide tailored advice and solutions to ensure you are well-prepared for the future.

401(k) and IRAs
We provide bespoke financial planning solutions for U.S.-connected individuals, including guidance on 401(k) rollovers to IRAs. Our U.S.-qualified advisers can help you create a retirement plan that works best for your unique situation.
Defined Benefit
Defined Benefit pensions, or Final Salary schemes, promise a specific income in retirement based on factors such as your salary and years of service. We help in evaluating these schemes to ensure they align with your retirement goals.
Defined Contribution
In these plans, contributions are made regularly by you, your employer, or both. The retirement income depends on the amount contributed and investment performance. We help manage Defined Contribution to optimise your retirement savings.
SIPP (Self-Invested Personal Pension)
A SIPP is a pension 'wrapper' that holds investments until you retire and begin to draw an income. It offers flexibility and control over your retirement funds. We guide you in managing SIPPs to suit your retirement strategy.
QROPS (Qualifying Recognised Overseas Pension Scheme)
An overseas pension scheme that meets certain requirements set by HMRC, allowing for the transfer of UK pensions abroad. We help in figuring out if a QROPS is suitable for your circumstances.
Superannuation
Superannunation, known as 'super,' this is a mandatory practice for employed Australians and residents. We provide advice on managing superannuation funds to ensure they contribute effectively to your retirement plan.

Find the Right Solution For You

US Citizens Living Abroad

Whether you’re handling 401(k)s, IRAs, or cross-border tax considerations, our U.S.-qualified advisers can help you optimise your retirement plan.

401(k) and IRAs

UK Expats Managing Pensions

For expatriates, understanding UK pension options such as SIPPs or QROPS is vital. We give in-depth advice tailored to your location and circumstances.

UK Pension Transfers

Australian Residents with Superannuation

Managing superannuation as part of your global retirement strategy requires ability. We provide advice tailored to Australians living abroad or returning home.

Superannuation

Cross-Border Professionals

For professionals with income and assets in multiple countries, we specialise in creating unified retirement plans that consider currency, tax, and legal implications.

How We Can Help

Challenges Our Clients Face

Ensuring Financial Security in Retirement
Planning for a retirement that ensures sufficient savings and investments to sustain a desired lifestyle. We develop personalised strategies to provide financial security and peace of mind.
Managing Pensions Across Borders
Relocating internationally often brings complexities in managing pensions, including consolidation, tax considerations, and access to funds. Our ability in cross-border planning ensures these transitions are seamless.
Balancing Growth and Security
Balancing the need for growth with the importance of protecting retirement assets requires strategic planning. We create customised solutions to achieve both goals effectively.
Building Long-Term Retirement Income Strategies
Creating sustainable income throughout retirement is essential for supporting financial stability. We design income strategies that align with long-term retirement goals.
Preparing for the Unexpected
Preparing for unexpected events such as market fluctuations or unforeseen expenses is critical. Our WealthFlow tool helps clients explore multiple scenarios, ensuring a resilient and adaptable retirement plan.

Truspilot Reviews

Client Success Stories

Our clients’ success stories highlight the dedication and ability we bring to every retirement plan.

“Hoxton Wealth's retirement planning services are top-notch. I feel confident about my pension and future.”

- Robert Wilson

“As a retiree, I was concerned about my pension. Hoxton provided clarity and helped me secure a comfortable retirement.”

- Sarah Johnson

"Their retirement planning services gave me peace of mind about my pension and investments."

- Charles Jackon

FAQs

It's essential to know the implications for your pension when you die and the associated tax consequences upon your demise. We provide clarity on how different pensions are treated in such events.
There are several reasons people transfer their pensions, including seeking better investment options or tax efficiencies. We help you understand the benefits and considerations involved.
Retiring in another country requires careful planning, from understanding local tax laws to managing cross-border pensions. We give expert advice to help you make informed decisions.
There are several reasons people transfer their UK pensions, including seeking better investment options or tax efficiencies. We help you understand the benefits and considerations involved.
Understanding the UK State Pension is crucial for expats. We explain how deferring your State Pension can lead to increases and discuss inheritance implications. Learn more about how to manager your UK State Pension here.
Sustainable income is key to a comfortable retirement. We offer guidance on balancing withdrawals, investments, and spending to make your savings last.
If you're a resident in Australia, it's crucial to ensure your pension funds are appropriately managed. We guide you through the process of transferring your UK pension to Australia.
Tax efficiency is crucial for expatriates managing pensions and retirement funds. We offer tailored advice to help you minimise tax liabilities across multiple areas.