Welcome to Hoxton Wealth, the new home of Hoxton Capital
Technical Guides • Assurance Vie Guide
An Assurance Vie is a type of insurance contract in France that combines life insurance coverage with investment elements. The contract allows policyholders to invest their premiums into various investment options, such as mutual funds, bonds, and stocks, to grow their capital over time.
An Assurance Vie enjoys significant French IHT benefits and enhanced exemptions compared to non-Assurance Vie assets, with potential tax liabilities limited to growth. The initial invested premium element is tax-free.
For British expatriates living in France, an Assurance
Vie can provide several benefits:
It’s important to note that the tax implications of an Assurance Vie can be complex, and it’s recommended to seek advice from a financial adviser or tax professional to determine if this type of contract suits your circumstances
Whether an Assurance Vie contract is a good idea for you depends on your financial goals, investment strategy, and personal circumstances. Here are some factors to consider:
Read our guide to find out more.
If you decide that a transfer is right for you, Hoxton Capital will arrange all the required paperwork to facilitate the transfer and set up the pension you wish to transfer into. Once the transfer is complete, we will then provide advice on how to best manage your assets within the new pension, in line with your preferred strategy, and help you meet your goals.
If you would like to speak to one of our advisers, please get in touch today.
Contact us today to discover how Hoxton Wealth can help you achieve your financial goals. Together, we can build a brighter financial future.