Future-Proofing the Family Farm

From April 2026, inheritance-tax (IHT) and pension rules will change, and farming families could face new financial pressures.

Without careful planning, valuable allowances can be lost, land may need to be sold to pay tax, and the next generation could face unnecessary debt.

Our latest guide explains how to safeguard your family farm against upcoming reforms, manage tax exposure, and plan confidently for the future.

• How the 2026 and 2027 reforms affect family farms
  Understand the implications of changes to Agricultural Relief, pension inclusion in estates, and wider IHT adjustments.
• Protecting family ownership
  Learn how restructuring your business, updating wills, and using trusts can help keep land within the family.
• Pension and estate planning essentials
  Discover how to calculate potential liabilities before April 2027 and plan for smooth intergenerational transfers.
• Proven strategies that work
  See real-life examples showing how proactive planning can reduce tax exposure and prevent forced land sales.

This guide is designed for farming families across the UK who want to protect their legacy, reduce tax exposure, and plan for succession with confidence.

It’s especially useful for:

• Landowners and farmers preparing for upcoming inheritance-tax changes.
• Families transitioning between generations, seeking clarity on control, ownership, and income.
• Agricultural business owners considering moving from partnership or sole-trader status to a company structure.
• Advisers, accountants, or solicitors who support rural clients and need an up-to-date reference on post-2026 reforms.

Whether you’re starting your first succession plan or updating existing structures, this guide gives you the practical insight to act now, not later.

“If you haven’t started your succession plan, you are leaving the harsh reality of tax in the government’s hands.”
- Teresa Dunning, Hoxton Wealth UK

Upcoming legislation will reshape agricultural inheritance relief and pension treatment. Acting early means:

• Retaining control over how your farm passes to future generations.
• Protecting working children from financial strain.
• Preserving family relationships by setting clear expectations.
• Avoiding rushed, reactive decisions when new rules take effect.

Founded in 2018, Hoxton Wealth is one of the fastest-growing independent advisory groups, with offices in London, Sydney, Austin, Cape Town, New Jersey, Dubai, and Larnaca.

We specialise in helping clients with complex financial and cross-border considerations - from farming families to globally mobile investors.

Our team works alongside accountants, solicitors, and tax specialists to ensure your plan is robust, compliant, and future-proof.

Get your copy of Future-Proofing the Family Farm: 2025 Guide Edition and learn how to secure your legacy.