Options for Regular Saving

Why Choose a Regular Savings Plan?

Offshore savings plans provide a disciplined way to invest regularly. Key benefits include:

• Tax-efficient growth (gross roll-up)

• Diversification across geographies, asset types, and currencies

• Asset protection and currency flexibility

• Access to global investment opportunities

• Unit-cost averaging to reduce volatility impact

Savings Plan vs. Investment Platform

Explore the differences between committing to a long-term savings plan and investing independently via a brokerage platform. Understand:

• Liquidity considerations

• Cost structures

• Investment flexibility

• Tax implications

Unit-Cost Averaging Explained

Learn how investing a fixed amount regularly—regardless of market timing—can help smooth out volatility and build wealth more consistently over time.

Why Time in the Market Beats Timing the Market

Discover why staying invested for the long term has historically outperformed short-term speculation, and how compounding can dramatically boost returns.

How Much Should You Save?

Use our examples and framework to work out your savings target based on your personal goals, timeline, and contribution levels.

Choosing the Right Currency

Understand how to select a currency for your savings plan based on current income, future expenses, risk exposure, and interest rate environments.

Commitment Periods

Find out what a typical contribution schedule looks like (e.g., 5, 10, or 25 years), and the pros and cons of early withdrawal.

Gain a deeper understanding of how regular saving can help you stay on track with your financial goals, no matter where you are in the world.

These plans are particularly suitable for:

• Expatriates earning and saving in foreign currencies

• High net-worth individuals seeking cross-border diversification

• Parents saving for their children's future

• Long-term investors aiming for disciplined wealth accumulation