Planning Your Return to the UK

• Tax, Residency & Domicile
  Understand how HMRC determines your UK residency and domicile status — and how it affects your income tax and inheritance tax obligations.

• Timing Your Move Wisely
  Learn why moving back after April 6th might be tax-efficient and what to consider if you’re holding UK or overseas assets.

• Pensions & Retirement
  Know what happens to your QROPS or SIPP when you return, and how to make withdrawals in a tax-efficient manner.

• International Transfers & Currency Exchange
  Discover how to move your money back to the UK securely, avoid excessive FX fees, and manage timing to protect your funds from currency swings.

• Property & Mortgages
  Navigate proof-of-funds requirements, letting references, and the challenges of getting a mortgage when you’ve been out of the UK for years.

• Capital Gains, IHT & Portfolio Bonds
  Explore options to manage capital gains, understand deemed gains on bonds, and protect your estate from unnecessary IHT exposure.

• Practical Planning Essentials
  From National Insurance contributions to updating your Will and arranging home insurance — this guide covers the full checklist.

If you’re planning to return to the UK, now or in future, this guide will help you avoid the pitfalls and plan with confidence. With expert insights from Hoxton Wealth’s global advisory team, it’s the essential resource for British expats coming home.

Download the Repatriation Guide or speak to an adviser today about your return plans.