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Technical Guides • Retirement Destinations Attractiveness Report (for UK Nationals) 2025
For decades, Brits have often chosen the same destinations to retire to – France, Spain and Australia being prime candidates.
But as the cost of living rises, visa rules change post-Brexit, tax landscapes evolve and global lifestyle trends shift, a new roster of destinations has emerged.
And the factors influencing people’s decisions about where to retire involve a lot more than just how sunny it is and how much property costs, it’s also about post-Brexit legal changes and financial implications.
In this essential guide, we compare the top 10 traditional retirement destinations for UK expats with emerging options such as Portugal, Cyprus and Thailand, to help Britons make informed decisions about relocating for retirement abroad.
Some countries offer straightforward retiree visas, while others have limited or costly options.
Some countries offer low day-to-day costs, while others are much more expensive.
Find out which countries offer flat tax rates and no inheritance tax, and which may require more careful tax planning.
Some countries have excellent public systems, some offer affordable private care, and then there are those for which private insurance is a must.
Most top picks are safe and politically stable, while others require some bureaucratic tolerance.
Are you looking for Mediterranean weather? Would you prefer tropical? Or are you after somewhere cooler and wetter?
Some countries rank very safe, while others have petty theft. And others vary by location.
English-speaking nations offer seamless integration. In places like France or Italy, learning the language helps a lot.
Find out which countries allow easy foreign property ownership, while others have restrictions or extra rules.
You may want to come back and visit the UK often. Some countries are close with cheap flights, but some are long-haul and more expensive, making frequent visits more difficult.
British retirees and pre-retirees who are:
It’s especially useful for:
Hoxton Wealth advises internationally minded Britons on how they can retire abroad.
With over £3 billion in assets under advice, our financial planners specialise in cross-border pension, tax and investment strategies for retirees and globally mobile professionals.
We help clients navigate the financial realities of emigration – from residency and tax rules to healthcare and estate planning – so they can make confident, well-informed decisions about their future.
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