Retirement Planning for Expats in Vietnam

A fulfilling retirement is about having the freedom to live where you want, spend your time how you choose, and support the people who matter most. 

This guide outlines the key principles that help expatriates in Vietnam plan for a financially secure and flexible future.  

Download the guide to understand how thoughtful planning supports long-term freedom and peace of mind. 

This guide sets out five core principles that underpin effective retirement planning for internationally mobile professionals. 

Inside the guide, you will learn about: 

• Why starting early and staying disciplined matters 

• How to define clear retirement goals 

• The importance of understanding your personal risk appetite 

• How intentional investing supports long-term outcomes 

• Why estate planning is a vital part of retirement planning for expatriates 

Relying solely on workplace pensions or the state is no longer enough for most people. The guide explains why starting early gives your money time to grow and provides flexibility in how much you need to save each year. 

Even small, consistent contributions can make a meaningful difference over time through the power of compounding. 

Good planning starts with clarity. The guide encourages you to think about when you want to stop working, where you plan to live, the lifestyle you want to enjoy, and any responsibilities or healthcare considerations that may shape your future. 

Working through these questions helps ensure your retirement strategy reflects the life you want to live. 

Balancing growth and stability is central to retirement planning. The guide explains how risk tolerance differs depending on your life stage, commitments, and comfort with volatility. 

Understanding your risk profile helps ensure your portfolio is aligned with your goals and supports sustainable retirement income over time. 

The guide highlights how small differences in annual returns can have a significant impact on retirement outcomes over the long term. 

Intentional investing focuses on aligning asset selection with long-term objectives and personal risk tolerance, rather than reacting to short-term market movements. 

Retirement planning does not end with income and investments. The guide explains why putting the right estate planning structures in place can protect your family, simplify cross-border complexities, and ensure your wishes are respected. 

For expatriates, this often involves additional legal and tax considerations that require careful planning. 

Founded in 2018, Hoxton Wealth provides advice and support to clients worldwide. With offices across multiple international locations, the firm supports expatriates, internationally mobile professionals, and individuals with assets spread across borders. 

If you are living in Vietnam and thinking about what life after work could look like, this guide provides a clear starting point. 

Download the guide to: 

• Understand the principles of effective retirement planning 

• Clarify your goals and long-term priorities 

• Learn how risk, investment, and estate planning fit together 

• Take a structured approach to securing long-term financial freedom 

Download the guide to start planning for the life you want and the freedom to enjoy it.