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UK State Pension Guide

Technical GuidesUK State Pension Guide

  • Retirement Planning
  • Financial Planning

UK State Pension Guide

Understand Your UK State Pension — No Matter Where You Live

  • A Simple, Clear Guide for Expats

    The UK State Pension might feel like a complicated puzzle, especially if you've lived or worked abroad. But it's also one of the most reliable income sources available in retirement—so it's worth understanding how it works, what you’re entitled to, and how to make the most of it.

    Whether you're a British expat, dual national, or just someone with UK pension rights living overseas, this guide breaks it down clearly and simply.

  • What’s Inside

    • How the UK State Pension system works
    • Eligibility and contribution rules (including for expats)
    • How to boost your entitlement—even from abroad
    • When and how to claim your pension
    • How overseas residency affects your pension payments
    • Answers to common questions we get from international clients

    If you’ve got ties to the UK and you’re planning for retirement from overseas, this guide is essential reading.

FAQs

Download the Guide

Get your free copy of the UK State Pension Guide and take the first step towards building a smarter, more complete retirement strategy.

Retirement Planning

At Hoxton Wealth, we specialise in creating customised plans that balance growth, security, and sustainability. Whether you're combining pensions, maximising savings, or trying to understand international retirement planning, our expert advisers are here to guide you every step of the way.