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Investment Platforms

Investments • Investment Platforms

Investment platforms simplify the buying, holding, and selling process of investments and assets for investors. Providing an overview of all your assets, investors have quick and easy access to them all in one place.

These platforms contain extensive information and eliminate the trouble of managing each part of your portfolio individually. Most importantly, if you are trying to figure out the investing journey by yourself, investment platforms can be exactly what you need to stay on track. Be careful not to confuse them for assets; these platforms provide services and are not investment options themself.

Investing platforms first gauge your needs and aspirations. Then, they tailor investments and assets for you to consider. Assets are also categorised in a particular portfolio, such as sustainable investments (ESG), pharmaceuticals, etc.

It is their extensive information and accessibility that allows investors to spread risk across avenues, without having to give up on diversity. Although the fund manager charges a fee, there are other costs to using an investment platform:

Percentage Fees
- These are a portion of your investments.
- Many platforms reduce this fee or eliminate it altogether as your portfolio grows.
Fixed Fees
- Such a fee is usually charged periodically (annually).
- You are paying to use the platform, so costs are associated with trading, withdrawals, and so on.
Exit Fees
- Some platforms may charge you to move your investments to another platform.
- Many have gotten rid of this fee, and others offer to pay for it if you move to their platform.

Learning Resources

How Can We Help You?

If you would like to speak to one of our advisers, please get in touch today.

“The company was recommended to me, i first called the company and received a call back later the same day, from start to completing the pension transfer i had numerous video link calls with them and they really made the whole process easy and very understandable, nothing was an issue and the whole team where very knowledgeable and experienced, nothing was a problem for them, truly recommend there services, great work from all there team.”

P Wood

22, April

“Since December 2024 I have been working with Hoxton’s, primarily with Ellie Gracie on 3 investment vehicles. I opted out of the first as I considered it too risky, the second one has been set up in March and we are currently trying to close on another in the next few days. Ellie has been great. She is always ready to listen to my concerns and is prompt with her email responses. I would say that we work well as a team and I certainly listen to her advice. Long may it continue!!”

R Permanand

21, April

“good product knowledge, easy to contact.”

M Shaw

21, April

“Our advisor, Avi Shah is patient, knowledgeable and personable. He took time to get to know us and didn’t rush us into an agreement . He is proactive and available to chat when needed and has provided us excellent advice in our assets.”

C Field

25, March

Why You Should Consider Investing Through A Platform

Simplicity
- As we discussed, investment platforms are ideal for investors who do everything by themselves.
- You can select the assets, fund allocation, and risk spread based on what you deem is the best for you. The choice of the fund itself is in your control.
- Consulting your financial adviser can make it easier to strategise where and how much money you want to allocate to a particular investment.
You Get To Choose
- As we discussed, investment platforms are ideal for investors who do everything by themselves.
- You can select the assets, fund allocation, and risk spread based on what you deem is the best for you. The choice of the fund itself is in your control.
- Consulting your financial adviser can make it easier to strategise where and how much money you want to allocate to a particular investment.
Accessibility
- As a pool of knowledge and resources, you can get access to a wide range of investment options that you may otherwise not have known about.
- You can also avail specialists or wholesale funds because the entry threshold for them on investment platforms is usually lower.
Tax efficiency
- Apart from assets, investment platforms allow you to invest in tax-efficient options.
- Dividends earned on self-invested personal pensions (SIPPs) or the various types of individual savings accounts (ISAs) are not subject to tax even if the amount received surpasses your dividend allowance.
- Effectively, Capital Gains Tax is neither levied nor part of your tax-free capital gains allowance.

Contact Hoxton Wealth

Contact us today to discover how Hoxton Wealth can help you achieve your financial goals. Together, we can build a brighter financial future.