Welcome to Hoxton Wealth, the new home of Hoxton Capital

Retirement Planning

Build Clarity and Confidence for Your Future. 

Financial PlanningRetirement Planning

Our mission is to empower you to reach your financial goals through innovative, data-driven strategies tailored to your unique needs.

Planning for retirement is about more than building a pension pot - it’s about knowing where you stand, what you’ll need, and how to get there. At Hoxton Wealth UK, our financial planners help you make informed decisions so you can move toward retirement with confidence and control. 

Whether you’re in your 40s planning ahead, approaching retirement, or already retired and looking to make your income last, our goal is simple: to help you enjoy the lifestyle you’ve worked hard for, supported by a sustainable and tax-efficient plan. 

How We Help You Plan for Retirement

  1. Reviewing Your Existing Pension Arrangements

Your retirement plan begins with understanding what you already have. We review your existing pensions - workplace, personal, and private - to assess performance, costs, and suitability. 
We’ll help you consolidate where appropriate and ensure that your pension investments match your goals and risk tolerance. 

Important note: Hoxton Wealth UK does not provide advice on defined benefit (DB) pension transfers or other safeguarded benefits. 

  1. Creating a Tax-Efficient Retirement Income Strategy

We help you structure income sources - from pensions, ISAs, investments, and other savings - structured with tax awareness in mind, in coordination with your tax advisers where necessary. This might include balancing drawdown strategies, sequencing withdrawals, and optimising allowances so your income lasts longer and remains flexible as your needs change. 

  1. Planning Beyond the UK

For many clients, retirement isn’t limited to one country. Whether you plan to live abroad, hold assets in multiple jurisdictions, or return to the UK after time overseas, our planners coordinate your retirement strategy with cross-border considerations such as: 

  • Currency and exchange rate risk 
  • Tax residency and double taxation agreements. 
  • Repatriation of assets and income flows 
  • Alignment with offshore investments and pension structures 

Through our affiliated entities regulated in other jurisdictions, we can coordinate retirement strategies for clients with international needs. Hoxton Wealth UK provides advice only within the scope of UK regulatory permissions. 

  1. Managing Investments for Retirement

Your investment approach in retirement should be built around stability, liquidity, and long-term growth potential. We help you design portfolios that balance these goals - ensuring your money works for you throughout retirement, not just until it begins. 

  1. Protecting Your Legacy

A strong retirement plan considers what happens beyond your lifetime. We work closely with our estate and tax planning specialists to help ensure your wealth passes on efficiently and in line with your wishes. 

Learning Resources

Why Work with Hoxton Wealth UK

As part of a global advisory group with regulated entities in the UK, EU, DIFC (Middle East), and Australia, we combine local compliance with international expertise. 
For UK-based clients, this means: 

  • FCA-regulated advice tailored to UK tax and pension rules. 
  • Access to a team experienced in cross-border wealth planning. 
  • Integrated support for clients with assets or family abroad 
  • Transparent, fee-based advice with clear outcomes 

Your first consultation is free and without obligation. All advice is subject to our standard engagement process and regulatory scope. 

  • Getting Started

    Your retirement plan should evolve as your life and circumstances do. The first step is a confidential consultation with one of our UK financial planners. 
    Together, we’ll review your current position, explore your goals, and outline a clear path toward the future you want. 

  • Important Information

    This content is for general information only and does not constitute personal financial advice or a recommendation. Pension and investment values can fall as well as rise, and you may get back less than you invest. Income from drawdown is not guaranteed and may run out; annuities are usually irreversible once purchased. Inflation and tax may reduce the real value of retirement income, and tax treatment depends on individual circumstances and may change. Some services may be covered by the FSCS or FOS, depending on the product and service; investment losses are not FSCS-protected. Hoxton Wealth (UK) Ltd does not advise on defined benefit pensions or pensions with safeguarded benefits. 

    Hoxton Wealth (UK) Ltd (Company No. 11180844) is authorised and regulated by the Financial Conduct Authority (FRN 586130). 


FAQs

At Hoxton Wealth, we offer a comprehensive suite of retirement solutions tailored to meet the diverse needs of our clients. We provide tailored advice and solutions to ensure you are well-prepared for the future. 


Our Philosophy 

Retirement Planning

At Hoxton Wealth, we combine personalised advice with innovative technology to deliver a high standard of service to all our clients.  

Personalised Evaluation

We take the time to thoroughly understand your current financial position, retirement goals, and future aspirations. This in-depth evaluation allows us to craft a retirement plan that’s fully aligned with your needs and priorities. 

Dynamic Adjustment

Life and financial markets evolve, and so should your retirement plan. Our advisers regularly review your strategy, making prompt updates to keep you on track toward achieving your goals. 

Sustainable Growth

We focus on strategies that balance growth and preservation, ensuring your retirement savings can sustain your lifestyle and provide peace of mind for years to come. Learn more about the retirement savings strategies we offer here. 


Our Retirement Solutions

At Hoxton Wealth, we offer a comprehensive suite of retirement solutions tailored to meet the diverse needs of our clients. We provide tailored advice and solutions to ensure you are well-prepared for the future. 


Truspilot Reviews

Client Success Stories

Our clients’ success stories highlight the dedication and ability we bring to every retirement plan.

“Hoxton Wealth's retirement planning services are top-notch. I feel confident about my pension and future.” 

- Robert Wilson

“As a retiree, I was concerned about my pension. Hoxton provided clarity and helped me secure a comfortable retirement.”  

- Sarah Johnson 

"Their retirement planning services gave me peace of mind about my pension and investments."

- Charles Jackon 

Contact Hoxton Wealth

Contact us today to discover how Hoxton Wealth can help you achieve your financial goals. Together, we can build a brighter financial future.