Welcome to Hoxton Wealth, the new home of Hoxton Capital

Investment Platforms

Investments • Investment Platforms

Investment platforms simplify the buying, holding, and selling process of investments and assets for investors. Providing an overview of all your assets, investors have quick and easy access to them all in one place.

These platforms contain extensive information and eliminate the trouble of managing each part of your portfolio individually. Most importantly, if you are trying to figure out the investing journey by yourself, investment platforms can be exactly what you need to stay on track. Be careful not to confuse them for assets; these platforms provide services and are not investment options themself.

Investing platforms first gauge your needs and aspirations. Then, they tailor investments and assets for you to consider. Assets are also categorised in a particular portfolio, such as sustainable investments (ESG), pharmaceuticals, etc.

It is their extensive information and accessibility that allows investors to spread risk across avenues, without having to give up on diversity. Although the fund manager charges a fee, there are other costs to using an investment platform:

Percentage Fees
- These are a portion of your investments.
- Many platforms reduce this fee or eliminate it altogether as your portfolio grows.
Fixed Fees
- Such a fee is usually charged periodically (annually).
- You are paying to use the platform, so costs are associated with trading, withdrawals, and so on.
Exit Fees
- Some platforms may charge you to move your investments to another platform.
- Many have gotten rid of this fee, and others offer to pay for it if you move to their platform.

Learning Resources

How Can We Help You?

If you would like to speak to one of our advisers, please get in touch today.

“Michael Yuille has been great to work with in planning my retirement. He's been very attentive and offers sound financial advice. Michael's assistant, Strawberry Palacio, has been helpful with good communication and assisting me in establishing my account.”

A Webster

08, May

“I want to recommend Hoxton and in particular, Bernadeth Tagadtad and Bhavin Vaja who have helped me transfer my UK pension to Australia. It was a long and complex process and I could not have managed without them. They did everything possible to make the process run as smoothly as it could.”

J Ross

08, May

“Two years plus with Rob of Hoxton Wealth has provided dividends in the value of my pension. I have found Rob and Lea most friendly, capable and efficient”

T Moore

06, May

“I have been working with Richard Cawley and Lalith Mangalarapu at Hoxton for the last few months on the best way as an Australian citizen to access my US401K plan. They have listened, understood what I'm after, given great advice and suggestions and put me in touch with tax experts as well. I spoke to quite a few other firms before finding Hoxton, and I did not progress those conversations. Richard and Lalith are very easy to get along with and I feel we work well together as a team.”

B Moncrieff

05, May

Why You Should Consider Investing Through A Platform

Simplicity
- As we discussed, investment platforms are ideal for investors who do everything by themselves.
- You can select the assets, fund allocation, and risk spread based on what you deem is the best for you. The choice of the fund itself is in your control.
- Consulting your financial adviser can make it easier to strategise where and how much money you want to allocate to a particular investment.
You Get To Choose
- As we discussed, investment platforms are ideal for investors who do everything by themselves.
- You can select the assets, fund allocation, and risk spread based on what you deem is the best for you. The choice of the fund itself is in your control.
- Consulting your financial adviser can make it easier to strategise where and how much money you want to allocate to a particular investment.
Accessibility
- As a pool of knowledge and resources, you can get access to a wide range of investment options that you may otherwise not have known about.
- You can also avail specialists or wholesale funds because the entry threshold for them on investment platforms is usually lower.
Tax efficiency
- Apart from assets, investment platforms allow you to invest in tax-efficient options.
- Dividends earned on self-invested personal pensions (SIPPs) or the various types of individual savings accounts (ISAs) are not subject to tax even if the amount received surpasses your dividend allowance.
- Effectively, Capital Gains Tax is neither levied nor part of your tax-free capital gains allowance.

Contact Hoxton Wealth

Contact us today to discover how Hoxton Wealth can help you achieve your financial goals. Together, we can build a brighter financial future.