Fixed Indexed Annuities

As you approach or enjoy retirement, balancing risk, growth, and reliable income becomes crucial. With market volatility, inflation concerns, and longevity on the rise, traditional retirement income sources may not be enough.

That’s where Fixed Indexed Annuities come in. This guide explains how these products can help you grow your retirement savings, lock in gains, avoid losses, and create a guaranteed income stream for life—all while maintaining flexibility and control.

• How Fixed Indexed Annuities Work – Understand the link to market indices, protection against losses, and upside potential.
• 100% Principal Protection – Learn how your original investment and earned interest are shielded from market downturns.
• Daily Tracking & Lock-in Features – Explore how earnings are locked in and protected—either at the end of each term or once per term.
• Create Lifetime Income – Add optional riders for guaranteed income that lasts as long as you (or your spouse) live.
• 8% Guaranteed Income Growth – See how your future income grows over time—even if markets decline.
• Enhanced Death Benefits – Build a legacy for your family with protected and growing death benefits.
• Withdrawal Flexibility – Learn how and when you can access your funds, including surrender charge-free withdrawal windows.

Because retirement planning today demands more than just hope and market returns. Fixed Indexed Annuities offer a smart, structured way to enjoy growth without sacrificing protection—plus peace of mind knowing your income won’t run out.

• Retirees or pre-retirees seeking growth with downside protection
• Investors concerned about market risk and retirement longevity
• Individuals looking to secure guaranteed income for life
• Families wanting to leave a protected, tax-efficient legacy

Get your Fixed Indexed Annuities Guide and learn how to make your money last as long as you do.