Hoxton Wealth Featured in the Press

Featured: EuroWeekly News. August 4, 2026. 

A significant change set for April 2027 could impact UK pensions held by British expatriates living in Spain. 

The UK government announced that from April 6, 2027, certain UK-held pensions will be included in the inheritance tax system, altering their treatment upon death. While the pensions will not lose value, they may become subject to UK inheritance tax, even for those who have moved abroad and are no longer UK residents.

The change is linked to the UK’s inheritance tax rules, which consider long-term residence rather than domicile.

Expats who have been UK tax residents for at least 10 of the past 20 years are still within UK inheritance tax scope, meaning pensions and other assets could be affected after that period. 

Experts suggest that some retirees may consider accessing their pensions or gifting assets before the deadline, but professional advice is crucial due to complex tax implications. The article emphasizes that expats need to understand how these rules could influence their estate planning and inheritance for their families, urging careful planning before the changes take effect.

Read the full article here.

Featured: International Advisor. July 14, 2026

The shortlist and finalists for the 2026 International Adviser Global Financial Services Awards have been announced. Voting by advisers, brokers, and wealth managers is now closed, but shortlisted companies and individuals can submit supporting statements up to 31st July 2026 to strengthen their case for winning. 

The awards are unique as they are industry-driven, with nominations coming directly from industry professionals, and not open for direct application.

Winners will be announced during a live-streamed awards ceremony on 12 August 2026, which coincides with the IA’s 20th anniversary summer party in London. The article also mentions that the finalists and shortlist for the IA Advisory Best Practice Awards will be announced on 20 July. 

Notably, Ravinder Gill from Hoxton Wealth has been shortlisted for the International Young Talent of the Year award.

Read the full article here.

Featured: Investment International. July 8, 2026

Women, whether in the UK or abroad, need to be empowered to take control of their financial futures, as the gender pension gap is often underestimated and wider than commonly thought, especially for expat women.

The gap results from missed workplace pension years and lack of personal pension savings, leading to household wealth being concentrated in the working partner’s name, which poses risks in cases of divorce or partner’s death.

For UK expat women, voluntary National Insurance contributions can help build pension entitlement, but recent changes have made this more expensive and less accessible, requiring proactive effort. Employers managing international relocations could do more to support spouses’ pension planning.

Differences in pension systems across countries make international comparisons difficult, and divorce adds complexity, as UK pension sharing orders may not apply overseas, especially in jurisdictions that do not recognize pensions as divisible assets. Practical steps to improve long-term security include building personal assets and pension savings in one’s own name, maintaining National Insurance contributions, and ensuring ongoing retirement savings, measures that can reduce dependency and enhance financial security.

Read the full article here.

Featured: Money Marketing. June 17, 2026

Hoxton Wealth proudly features Chris Ball in MoneyMarketing: Elevating Client Experience Through Thoughtful Onboarding

We are delighted to highlight Chris Ball, our CEO and a leading expert in client-centric financial planning, who was recently featured in MoneyMarketing. In his piece, Chris shares insights on the crucial role of onboarding in building lasting client relationships.

Drawing from his extensive experience, Chris emphasizes that onboarding is more than just paperwork, it's an opportunity to make clients feel valued, understood, and confident in their decision to work with you. He illustrates how personalized, thoughtful preparation and genuine connection during the early stages can transform a transactional process into a powerful foundation for trust.

At Hoxton Wealth, we believe that exceptional client experience begins from the very first interaction. Chris’s insights reinforce our commitment to delivering not just expert advice, but also meaningful relationships that stand the test of time.

Read the full feature in MoneyMarketing to discover how subtle but impactful onboarding strategies can elevate your practice and deepen client loyalty.

Read the full article here.

Featured: FT Adviser Magazine. June 4, 2026

Hoxton Wealth has once again been featured in the media, underlining our thought leadership in the evolving landscape of financial advice. 

A recent white paper titled ‘AI and the Evolution of Financial Advice’ discusses the role of artificial intelligence in the industry. The report emphasizes that AI is unlikely to replace the human advisor but will instead serve as a supportive tool to enhance professional expertise.

According to Chris Ball, CEO of Hoxton Wealth, AI’s primary benefit lies in augmenting the skills of experienced advisers, helping them organise information, explore scenarios, and prepare for client consultations more efficiently. The paper highlights that professionals with a strong understanding of financial planning, tax structures, and investment strategies are best positioned to leverage AI effectively.

This insightful publication reflects our commitment to staying at the forefront of technological advancements in financial advice, ensuring we continue to deliver expert, tailored guidance to our clients.

Read the full article here

Featured: IFA Magazine. June 4, 2026

Hoxton Wealth continues to demonstrate its commitment to advancing industry standards through insightful commentary and expertise.

In a recent exclusive analysis, our CEO, Chris Ball, highlights the urgent need for succession planning within the financial advice profession. As thousands of planners approach retirement without clear exit strategies, the risk to client continuity and business value grows.

Chris emphasizes that building a practice capable of thriving beyond its founder is essential, not optional. Proper succession planning, documentation, and process standardization are critical to protecting clients, preserving legacy, and attracting future buyers. Our thought leadership underscores the importance of proactive planning to ensure long-term resilience and client trust.

Explore our insights and see why Hoxton Wealth remains at the forefront of shaping a sustainable future for financial advice.

Read the full article here

Featured: Wealth Investment News, June 4, 2026

Hoxton Wealth was featured in Wealth Investment News following the release of our report on AI adoption in financial advice.

The report found that AI is already delivering measurable efficiency gains within advice businesses, though it is reshaping back-office operations rather than transforming client-facing advice itself. Applications such as meeting transcription, document drafting, paraplanning support, and compliance checks are proving most valuable, with the report noting that even small individual improvements add up to a significant boost in adviser capacity across the whole advice process. 

Crucially, the report was clear that professional judgement remains central to client relationships and regulated advice, meaning AI will not replace advisers, while emphasising strong governance around approved tools, data handling, and human review as essential to using AI responsibly. 

Speaking to the publication, Hoxton Wealth CEO Chris Ball said: "The role of the adviser remains the same. What is changing is everything around that interaction... Technology can support better answers, it does not replace the responsibility that sits with the adviser."

Read the full article here

Featured: International Adviser. June 1, 2026

Hoxton Wealth featured in International Adviser to discuss findings from our white paper, "AI and the Evolution of Financial Advice." The piece explores how AI is set to become more deeply embedded within core advice systems over time, with internal knowledge tools and workflow automation helping advisers work faster and make service more cost-effective and accessible. At the same time, the article stresses that these benefits come with real responsibilities around accuracy, data security, and governance.

Hoxton Wealth CEO Chris Ball spoke to the importance of not becoming over-reliant on automation: "When something becomes easier, there is a natural tendency to lean on it. But in a profession built on professional judgement, this carries risk if it goes unchecked." The white paper calls for firms to build clear governance frameworks — covering approved tools, data handling, output review, and accountability — and to track concrete outcomes like time saved and improved document turnaround, rather than making broad claims about "transformation."

The article closes on a point central to our philosophy: that technology should support the advice relationship, not replace it. As Ball put it: "The value of financial advice continues to depend on human relationships and professional judgement... Technology should support the delivery of advice, not distance the client from the adviser."

Read the full article here

Featured: Professional Adviser, June 3, 2026

Hoxton Wealth has been named one of the UK's Best Financial Advisers to Work For 2026, one of 29 firms recognised in Professional Adviser's annual report. The ranking, produced by independent research partner Workforce Research Group, is based on both employer submissions and employee feedback across areas including work/life balance, professional development, and leadership.

Read the full artile here

Featured: Professional Adviser, June 2, 2026 

In this opinion piece for Professional Adviser, Hoxton Wealth CEO Chris Ball argues that the "100-year life" is no longer a hypothetical, but a mathematical reality reshaping financial planning. As life expectancy rises, Ball writes that advisers must shift from a traditional focus on accumulation toward a more nuanced approach to decumulation — planning not just for clients to save and grow wealth, but to make it last well beyond the historical assumption of living to 85.

Read the full article here

Featured. IFA Magazine, June 1, 2026

IFA Magazine covered Hoxton Wealth's white paper "AI and the Evolution of Financial Advice," which explores how AI is likely to influence team structures and role evolution within financial advice firms over time, shaping how firms allocate work, develop talent, and scale operations. The paper's central message is that change is unlikely to be immediate or uniform, with the core value of human expertise remaining central, since professional judgement, client relationships, and the ability to interpret complex situations are unlikely to be easily replicated by technology.

The article explores how, as administrative and paraplanning tasks become more automated, roles are likely to shift toward oversight rather than disappearing, with professionals reviewing AI outputs and coordinating processes rather than manually gathering information. It also touches on how AI may change hiring priorities and how firms think about scaling, allowing some functions to grow without expanding headcount at the same rate.

Hoxton Wealth CEO Chris Ball is quoted throughout, including on the idea that a baseline level of AI literacy is likely to become increasingly important across most functions over time, sitting alongside core professional skills like financial planning knowledge and communication. The piece closes on the paper's core reassurance: that financial advice relies on professional judgement, client relationships, and interpreting complex situations, qualities not easily replicated by technology. 

Read the full article here

Featured. The Mirror, May 28, 2026

The Mirror featured Hoxton Wealth CEO Chris Ball's advice ahead of a major HMRC change taking effect on 6 April 2027, when most unused pension funds and death benefits will be brought within the value of a person's estate for Inheritance Tax purposes, closing a long-standing planning loophole and removing inconsistencies across different pension types.

Ball explained that the old advice to leave pensions untouched and pass them on tax-free no longer holds, since up to 40% could go to HMRC on death under the new rules. Instead, he outlined a strategy of drawing from a pension during life and gifting the proceeds to loved ones, if the giver survives seven years after the gift, that money falls outside the estate entirely, though income tax applies when the funds are drawn.

Using a worked example, Ball showed how gifting £500,000 from a pension and surviving seven years could save a family around £200,000 in inheritance tax compared to leaving it in the estate. He was clear that this only works with careful planning: people should only gift what they can comfortably afford, ensuring their own retirement security isn't put at risk. With the changes taking effect in under a year, he encouraged readers to speak to an FCA-regulated adviser to explore whether this strategy suits their circumstances.

Read the full article here

Featured. The National, May 21, 2026

The National reported on new ONS figures showing UK net migration fell to 171,000 in 2025,  nearly half the previous year's level, driven in part by a rising number of British citizens leaving the country. Hoxton Wealth CEO Chris Ball featured prominently in the piece, discussing the trends his firm has observed among clients relocating abroad.

Ball said his company had noticed a "significant uplift" in people leaving the UK since the Labour government's first budget in October 2024, with a large proportion being founders of service-based businesses moving to more tax-favourable countries such as the UAE, Italy, Portugal and Cyprus, largely to mitigate rising capital gains tax and employer national insurance costs. He also pointed to two other groups leaving: younger jobseekers unable to find well-paid entry-level roles in the UK, and more experienced professionals concerned about their pensions being drawn into the inheritance tax net from April next year, looking at destinations including the US, Singapore and Saudi Arabia.

Ball called the figures "a wake-up call for the UK government," suggesting a review of inheritance tax and national insurance policy, and noted that large numbers of working-age British nationals who make significant net-tax contributions are leaving because they feel their prospects are better elsewhere.

Read the full article here

Featured. The Telegraph, May 4, 2026

The Telegraph drew on the "UK Retirement Attractiveness Report 2026", research conducted by the University of Warwick in partnership with Hoxton Wealth, to highlight destinations offering a better fit for British retirees than traditional favourites like Spain, Portugal and France. The report scored 20 overseas destinations out of 100 across ten criteria, including visa access, cost of living, tax and estate planning, healthcare, safety, and lifestyle, with the UK itself benchmarked at 70.

Alan Turner of Hoxton Wealth told the Telegraph that retirees are moving beyond a simple focus on lifestyle and sunshine, increasingly prioritising tax efficiency, residency pathways, and long-term financial structure when choosing where to retire, with "less obvious locations" now entering the conversation much earlier in the planning process.

The report's top five destinations were Cyprus and Ireland (joint first, 86/100), Malta (85/100), Mauritius (82/100), and Uruguay (79/100), each outperforming popular choices like Spain, Italy, France, Greece and Australia, largely on the strength of favourable tax treatment, healthcare access, and cost of living. The article also flagged the US, Australia and Japan as destinations that score lower overall, weighed down by residency complexity, high living costs, or unfavourable tax and inheritance rules.

Read the full article here