Sarfraz Munir

Sarfraz Munir is an Independent Wealth Planner at Hoxton Wealth, supporting individuals and families with retirement planning, wealth preservation, and long-term financial clarity. With over 28 years of experience in financial services, he works closely with clients to help them make confident decisions about their pensions, investments, and estate planning.

Sarfraz is known for his calm, thoughtful approach and his ability to explain complex matters in a straightforward way. He believes financial advice should feel personal and collaborative, not transactional. Taking time to understand each client’s goals, concerns, and family circumstances allows him to build plans that are both practical and aligned with what truly matters to them.

Much of his work involves retirement income planning and inheritance tax mitigation, particularly for clients who value long-term security and intergenerational planning. He takes pride in building lasting relationships and guiding clients through important life stages with clarity and reassurance.