Welcome to Hoxton Wealth, the new home of Hoxton Capital

Home
Sign In
webinar

Divorce Financial Planning: What to Review Before You Agree a Settlement

Webinars • Divorce Financial Planning: What to Review Before You Agree a Settlement

  • Financial Planning

A divorce settlement can look balanced on paper while producing a very different financial outcome over the longer term.

The value of the assets you receive is only one part of the decision. Access, tax, future income and affordability all matter, and the questions you ask before agreeing terms can make a significant difference to what your financial life looks like afterwards.

In this webinar, Michael Lennon, Chartered Financial Planner at Hoxton Wealth, explains the financial considerations to work through before agreeing a divorce settlement in England and Wales.

What the webinar covers:

  • Building a complete picture of assets, liabilities, income and spending
  • Understanding pensions, CETVs and when specialist pension input may be appropriate
  • Pension sharing, offsetting and pension attachment orders
  • Assessing whether keeping the family home is affordable over the longer term
  • Using cashflow modelling to compare different settlement scenarios
  • Financial considerations for business owners going through divorce
  • Tax considerations when assets are transferred
  • The inheritance tax treatment of unused pensions from April 2027
  • Reviewing life cover, income protection and beneficiary nominations
  • Planning for children and other dependants
  • The financial and estate planning documents that may need updating
  • The key checks to make before agreeing terms

The webinar also explores why two settlements with the same headline value can lead to very different outcomes,  and the trade-offs between property, pensions and more accessible assets that are worth understanding before any decisions are made.

Our Speakers

Michael Lennon

Wealth Planner

Michael is a Chartered Wealth Planner based in the Liverpool office, working closely with high-net-worth individuals across the UK to help them navigate complex financial challenges.

He specialises in divorce financial planning, an area in which he is actively building out Hoxton Wealth’s dedicated department. This allows him to bring clarity, structure, and confidence to situations that are often emotionally and financially overwhelming.

Michael’s approach is centred on helping clients not only achieve the life they aspire to but also sustain it for the long term. He partners closely with family lawyers and other professional advisers to ensure clients receive joined-up support at every stage of the process.

With his divorce specialism, Michael is also well placed to advise clients who hold assets across both the UK and the US, providing guidance through the complexities of cross-border settlements and wealth planning. Alongside this, he advises on all aspects of wealth management, including pensions, investments, estate planning, and intergenerational wealth transfer.

Contact Hoxton Wealth

We are available to discuss how Hoxton Wealth can help you achieve your financial goals. Together, we can help you build a brighter financial future.